WZ Create

Afford It

The financial application will revolutionize the way people shop.

    Have you ever lost track of your personal finances? Have you ever bought something on impulse that took forever to pay off? Did you ever buy something that streched your purchasing power that lead to borrowing some Credit Card credit line? Afford it is designed to make you take control of your finances even if you are a little lost.

    Afford it! can find out whether you or your family, have money to purchase a particular item, or offer a particular life style by analyzing: income, liability, expenses, savings goal and credit card debt.

    All you need is to fill out assessment, then enter in the item you want to purchase, and it will tell you whether you can buy it or not, or you should save up (and how long) for this particular item.
    By using this app, you can see clearly how much money is available to you, thus reduces over purchasing, and impulse buying.

Program uses

1. Find out total monthly income, expenses, payments, savings and total credit card debt.
2. See if you can afford a particular item.
3. See if you can afford an itemwhich need a monthly payment: enter monthly payment amount into liability/month. Then enter $1 as an item price into afford it! Page.
4. See if you can afford a particular life style(such as country club membership): enter monthly lifestyle cost into expenses. Then enter $1 as an item price into afford it! Page.
5. Find out how much free money you have left after putting away for everything you need: enter $1 as an item price into afford it! Page.
6. Find shortest amount of time possible to pay off Credit Card Debt.
7. Find out shortest time possible to save up for an item.
8. Find out how much money to put away a month for a particular goal.

In the end, how to spend money is up to you, choose to spend it wisely.

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